The account C-zam by the Crossroads Bank and Insurance to “consume” the bank differently

In your next shopping list, don’t forget the zucchini, radishes and your new account current C-zam !

Already able to provide you with a PASS card, insurance products, livets savings and credit, at Carrefour Bank – a subsidiary of the Carrefour group, founded in 1981 – we wanted to go even further.

Since 18 April 2017, you can find on the shelves of your Carrefour stores but also online on a range of current account without any bad surprises – that enhances your life and simplifies your life : C-Zam by the Crossroads Bank and Insurance.

Accessible to all without conditions of income, after the activation of the account, the C-zam you can have a RIB in your name, a credit card authorization routine MasterCard and an application to manage your account from A to Z. Everything you need to manage the account simply !

Open an account C-zam

Rates in full transparency

With the account, C-zam, no bad surprise ! You know exactly what you pay for ! The purchase of box C-zam – in one of the 3 000 Carrefour stores or on-line – costs 5 €. After account activation, you will have to pay only € 1 per month account maintenance fee, to have all the benefits of your account. 12 € per year, or 6 € less than the average of the banks according to the annual study conducted by Panorabanques on the evolution of the prices of banking in 2016-2017.

And for 1 € per month, the C-zam it is :

  • A current account with a bank details to your name
  • An international credit card Mastercard FREE
  • The supply by card or bank transfer
  • Transfers and SEPA direct debits unlimited
  • Withdrawals from atms, Intersection Bank and BNP Paribas in France without a commission
  • Payments in foreign currency without commission
  • The management with full autonomy on the app or the website C-zam

Open an account C-zam

Open an account C-zam in a blink of an eye !

To open your account C-zam, nothing more simple ! You just need to :

  • Buy your box C-zam in the Carrefour store or online
  • Activate your account from the app C-zam or on
  • Fund your account by bank transfer or credit card

No pay slips, proof of income or other, the opening is extremely simple. You would be wrong not to enjoy it !

Open an account C-zam

The benefits of C-zam

Hold a current account C-zam it is also take advantage of discounts and deals in Carrefour stores and brands partners (Marionnaud, Lissac, Father & Sons, Burton, Bagel Corner, DigiKiosque, Acadomia etc.).

With your card, C-zam, you get the benefit of the Loyalty program Crossroads, that is to say :

  • Up to 50% discounts on a selection of products in-store
  • Discount coupons
  • My prize Fidelity to take advantage of my benefits

Open an account C-zam

Conditions of the offer :


The opening of an account C-zam is restricted to natural persons who are adults capable of and subject to the conditions of eligibility laid down by the bank. You get a withdrawal period of 14 days from the opening of your account. Check out the terms and conditions of the C-zam in the user guide included in the box or on CROSSROADS BANK, SA with a capital of 101 346 956, 72 euros, situated at 1, Place Copernic 91051 Evry Cedex. RCS EVRY N° 313 811 515. N° ORIAS : 07 027 516 (

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